Travel Insurance:

These days the term "travel insurance" can conjure up all sorts of themes and connotations. From fear-driven thoughts of "oh if I don't take out travel insurance I'm sure my plane with crash" to the opposit end of the spectrum with thoughts that mirror... "Travel insurance is just not necessary because nothing ever happens to me".

No matter whether you are a "glass 1/2 full" or a "glass 1/2 empty" person then here is some clear advice to assist you to make an intelligent and informed decision about whether you take out travel insurance or not.

Firstly let's look at this fact. The owners of this site are all experienced traveller (stands to reason doesn't' it?). Importantly, all of us carry with us top quality travel insurance policies. Why? Well it's simple. We've all experienced dramatic events of some sort or another that leave us to the sound decision that it would be very unwise to travel without a good travel insurance policy backing us up! We've encountered loss because of theft, accident (several of us have had cameras and mobile phones damaged in tropical downpours or in swimming pools or kitchen sinks!) or other incidents that have all lead us to have to claim our losses on travel insurance. We've missed holidays because of illness. Some of us have had to abandon travel plans because of unexpected accidents or health issues. None of us could have predicted the circumstances that led to our losses. But all of us ensure that if a loss occurs then we hold travel insurance policies that will minimize the pain! NOTE: If you encounter unforeseen circumstances that causes you to suffer loss of some kind, then a travel insurance policy will not cover the whole of the loss. No policy can cover against "emotional pain" or disappointments. No policy can replace a birthday gift (like a ring or camera) because the emotional attachment to such gifts are invaluable. But a good travel insurance policy can minimise the financial damage associated with travel-related loss.

So before you travel, consider our experience. We choose to fly with top-quality travel insurance covering us. Will you do the same?